the calculator

Hey Zach, what's my payment?

Slide the numbers around. This estimates a full Minnesota payment — principal, interest, property taxes, homeowners insurance, and mortgage insurance — not just the teaser number other calculators show.

MN Housing DPA loans go up to $18,000; some county/city programs go higher. See what you might qualify for.

Zach's estimate
estimated monthly payment
$—
Principal & interest$—
Property taxes (est.)$—
Homeowners insurance (est.)$—
Mortgage insurance (est.)$—
Cash needed at close (after DPA)$—
About these numbers: Calculated results are for illustrative purposes only and accuracy is not guaranteed. Figures shown are hypothetical, do not include all costs of homeownership, and may not reflect current rates or your individual situation. Consult a licensed loan officer before relying on any estimate.
The required fine print: This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Want the real number instead of the slider?

Zach runs your actual scenario — programs, rates, and all — for free.